This could effect anyone that has a loan with Wells Fargo Financial. Within the past week, a man showed up on my doorstep, produced a faky looking badge and said I'm here to repossess your vehicle, apparently you have not been paying on the loan. First I was shocked, then I became angry.  I am two months away from paying off the loan.  In fact I have been paying ahead of schedule because I could see light at the end of the tunnel. After talking to the driver who talked to his boss via radio, they backed off. The next day, after checking with my bank, my latest check to Wells Fargo Financial had indeed cleared the bank and was paid out. Now I'm furious. I finally get in touch with someone within Wells Fargo Financial, explained my story and offered to email a copy of the check. The person then said the tow order would be rescinded, and offered an apology.  This person then admitted that Wells Fargo Financial recently changed their computer data_base_ and acknowledged there were many problems. My questions 1)  Has anyone else been effected similarly? 2)  Is there merit to take action in court? 3)  If Wells Fargo Financial recognized flaws in their system don't they have an obligation to fix the internal problems before taking people's posessions? 4)  When someone appears at your door and says they want to take repossesion of your item, aren't they required to show some sort of court order or other legal document? An attorney was consulted with, however the attorney said merely suffering embarrassment is not grounds for collecting damages. I say bury Wells Fargo Financial - Spread the word!