Joomla! site syndication http://www.gotgoodcredit.org Tue, 18 Nov 2008 09:58:36 +0100 FeedCreator 1.7.2 http://www.gotgoodcredit.org/images/M_images/joomla_rss.png http://www.gotgoodcredit.org Joomla! site syndication http://www.gotgoodcredit.org/content/view/15/3/ If you decided to own your home, something permanent, and most likely at a high cost, you would require a home loan to be able to purchase that dream house of yours. A home loan is often used in conjunction with mortgage. These two terms have a slight difference though. As implied, a home loan is a kind of borrowed money specifically to purchase a house, while a mortgage is the actual agreement toensure that your home loan is approved. Mortgage isa type of pledge the borrower states wherein the house can be given should payment for the loan is not made. These al works upon the agreement of the borrower topay the amount and interests, with the value of the property as a guarantee. Credit Counseling - Credit Counseling Thu, 08 May 2008 04:25:08 +0100 http://www.gotgoodcredit.org/content/view/14,/ Most homeowners with FHA and VA mortgages can refinance their loans without credit checks, qualifying ratios, appraisals or just income verification. Streamline mortgage refinancing can save you a lot of money because there is no cost for the transaction. The new mortgage must lower your monthly payment and the catch is that you cannot take cash back act closing. Your must also not have any late mortgage payments for the previous 12 months. One frequently overlooked feature of an FHA or VA mortgage is streamline refinancing. Streamline refinancing is a unique and extremely desirable feature of FHA and VA mortgages that allows hassle free mortgage refinancing. Here are several things you need to know about FHA and VA streamline mortgage refinancing. Debt Consolidation - Debt Consolidation Sun, 27 Apr 2008 13:45:05 +0100 http://www.gotgoodcredit.org/content/view/13/2/ Buying a home with no money down can help you stop paying rent and start building equity. With so many programs out there for first time home buyers, you can find a loan that will fit your budget. Before signing any paperwork though, look at all your lending options. With online lenders, you can often find better financing than with your neighborhood bank. The City's First Time Homebuyer Program is funded by the Department of Housing and Community Development. Commercial Loans - Commercial Loans Sun, 27 Apr 2008 13:43:17 +0100 http://www.gotgoodcredit.org/content/view/12/2/ FHA Streamline Refinance mortgage programs can be a great asset to todays homeowners that want to lower payments or get out of an adjustable rate mortgage. FHA loans have always been a great option with very low interest rates. Streamline refinances can only be used on a current FHA mortgage. They can be done with or without an appraisal, and with or without credit qualification. The streamline refinance does not allow for any cash back to the borrower. This loan can be used to refinance an FHA loan, VA loan, or Conventional loan. This loan has many advantages: Max loan to value is 75% for conventional loans but FHA loans allow 85% plus a portion of the closing costs. Commercial Loans - Commercial Loans Sun, 27 Apr 2008 13:40:32 +0100 http://www.gotgoodcredit.org/content/view/11,/ Dealing with mortgage companies can enable you to get a home loan even with bad credit and bankruptcy. Bank associates skepticism and talk around are avoided when you apply online with a mortgage broker. You also can compare multiple financing offers to ensure you are not getting scammed just because you have poor credit. To get the most out of your mortgage company, don’t be a victim to predatory lenders. Educate yourself about the loan process by reading articles on mortgage brokers’ websites. You will quickly find out what fees and interest rates you can expect to pay for a sub prime loan, as well as the type of financing that will best meet your needs. Debt Consolidation - Debt Consolidation Sun, 27 Apr 2008 13:33:52 +0100